Subject:
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Re: Insurance
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Newsgroups:
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lugnet.general
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Date:
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Tue, 5 Oct 1999 20:19:32 GMT
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Viewed:
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754 times
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On Tue, 5 Oct 1999 17:22:13 GMT, "Troy Cefaratti" <mnementh@sbase1.com>
wrote:
> This will depend on the type of policy that you get. When we were getting
> insurance for my business, we went several rounds with our insurance agent,
> who didn't seem to understand what we were looking for. He wanted to insure
> all of our computers and equipment for "current value", which is obviously
> less then we paid for the equipment, and MUCH less then it would cost us to
> replace it.
>
> Since the computers were vital to the running of the business, we needed
> them insured for what it would cost us to go out and get all new equipment
> should something happen. (Note this would not be the standard "replacement
> cost" because that usually means replacing something with the exact same
> thing. This is not always possible with computers, since you'll have a hard
> time finding something that you got more then a year ago)
>
> This approach cost us more, but I felt better knowing that if the building
> burned down, I'd be able to go out and buy all new equipment and keep the
> business running with little delay.
Did you look into contracting with some kind of a disaster recovery outfit?
In the large-organization world (mainframes, call centers, etc), this is a
plan/arrangement to get your data and environment quickly set up and
running in another location, in case of major disasters. I'm not sure if
something like this is even possible in the small-organization world.
Steve
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Message has 1 Reply:
 | | Re: Insurance
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| (...) outfit? (...) We're not that big of an organization, and the insurance to cover the equipment didn't cost THAT much. It was just substantially more then what a "normal" policy would have cost. With archives of the data off-site, all we would (...) (25 years ago, 6-Oct-99, to lugnet.general)
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Message is in Reply To:
| | Re: Insurance
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| Christopher Tracey <ctracey@usgs.gov> wrote in message news:37FA25C2.6D3784...sgs.gov... (...) renter's (...) suggested (...) This will depend on the type of policy that you get. When we were getting insurance for my business, we went several rounds (...) (25 years ago, 5-Oct-99, to lugnet.general)
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