Subject:
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Re: Insurance
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Newsgroups:
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lugnet.general
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Date:
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Tue, 5 Oct 1999 14:27:30 GMT
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Viewed:
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474 times
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In lugnet.general, Jodi Neal writes:
> I'm not sure if this is the right area to post this but here goes....
>
> Since some, if not most of us on here have huge Lego collections, has anyone
> put there's on their home owners insurance policies yet? You know in case of
> fire, flood or other disaster, the insurance company will have to cough up the
> money to replace them. I have other collections, I need to do this with, and • I
> was thinking of adding my Legos to that list. I just wanted to know if anyone
> had already done this, and what response they got from their insurance agent.
> Not to mention how the listed them.
>
> Since I have no kids, I'd expect that he might wonder a bit. ;-)
I just overinflated my contents coverage. The agent doesn't really care what
you have in your house, so I didn't mention the all that I have in Lego. The
only things that are specifically called out in insurance coverages are things
like jewelry, high tech equipment(Computers, stereo), golf equipment,
art/antiques, musical instruments.
Dan
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Message has 2 Replies:
 | | Re: Insurance
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| (...) I'm pretty sure they'd find some way of wriggling out of paying for $5,000[1] worth of replacement Lego if you don't specifically mention it as an item though. Richard [1] Random figure - I'm sure it's a lot higher for some people! (25 years ago, 5-Oct-99, to lugnet.general)
| | | Re: Insurance
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| The problem with doing that is that insurance companies normally have a limit on items/collections not separately identified on the policy document, on mine it is $1000. So if you have a collection worth $25,000 this is a dangerous way to insure. (...) (25 years ago, 6-Oct-99, to lugnet.general)
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Message is in Reply To:
| | Insurance
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| I'm not sure if this is the right area to post this but here goes.... Since some, if not most of us on here have huge Lego collections, has anyone put there's on their home owners insurance policies yet? You know in case of fire, flood or other (...) (25 years ago, 5-Oct-99, to lugnet.general)
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