Subject:
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Re: Credit reports anybody?
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Newsgroups:
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lugnet.off-topic.fun
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Date:
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Wed, 17 Mar 1999 01:32:38 GMT
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Reply-To:
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{jsproat@}AvoidSpam{geocities.com}
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Viewed:
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1184 times
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Julie Krenz wrote:
> Well, it's not exactly "off-topic.fun", (but since you all seem to be an
> intelligent bunch, I'd thought I'd ask here) does anybody know how to
> get a free copy of your credit report? I've done some searches and the
> sites I've run across want a fee. I don't think I should have to pay for
> information on myself.
From my experience you should probably ask your bank manager which credit
agency they get it from, then contact the credit agency directly by phone or
mail. I would be pretty nervous about getting my credit report across the
Internet.
Another trick I've seen used is this: walk into some place offering
pre-approved credit (I think that's the term). This could be a car lot or a
furniture store, whatever. Chat with them about their credit-checking
process. More often than not, they'll gladly tell you who they do credit
checks through.
There has always been a fee associated with getting your credit report, but
it shouldn't be over around thirty dollars. A Web site would most likely be
asking for a credit card number; this is another aspect of the report which
would make me think twice about doing it over the Internet.
Cheers,
- jsproat
--
Jeremy H. Sproat <jsproat@geocities.com>
http://www.geocities.com/SiliconValley/Horizon/5249/
"The world will not perish for want of wonders but for want of wonder"
-- British scientist J. B. S. Haldane (1892-1964)
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Message has 2 Replies:
 | | Re: Credit reports anybody?
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| If you contact the agencies directly the fee is 8 bucks. If you first get turned down for something because of a report, the fee is free. Takes a letter, though, in each case. If you call, you'll pay 30. (...) (28 years ago, 17-Mar-99, to lugnet.off-topic.fun)
| | | Re: Credit reports anybody?
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| (...) I would be pretty nervoius about _someone_else_ getting _my_ credit report over the internet. But given cash, that's a trivial thing to do. I personally wouldn't care if _I_ was the one these were being sent to... Jasper (28 years ago, 18-Mar-99, to lugnet.off-topic.fun)
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Message is in Reply To:
| | Credit reports anybody?
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| Well, it's not exactly "off-topic.fun", (but since you all seem to be an intelligent bunch, I'd thought I'd ask here) does anybody know how to get a free copy of your credit report? I've done some searches and the sites I've run across want a fee. I (...) (28 years ago, 17-Mar-99, to lugnet.off-topic.fun)
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