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In lugnet.market.buy-sell-trade, Douglas Pool wrote:
> Hello,
>
> I have been doing some investigation into various sets on Bricklink.com and ebay
> and have noticed something kind of odd. There seems to be a lot of people that
> do not list Pay Pal in their accepted form of payment. I am slow to convert to
> a lot a new things but I have found Pay Pal to be pretty easy to use with the
> exception of the slow transfer rate of money from bank accounts (that seems slow
> with all electronic payments). So why do people insist on me going to the bank,
> paying a fee on top of the check amount to get the bank check or money order so
> I can mail them the piece of paper which will take a few days depending on how
> far it has to go and then once it is received the person has to take that piece
> of paper to the bank and deposit it?
>
> Are they trying to support the banking industry and postal service?
>
> Do they just like things to be more complicated?
>
> Are they not aware of the convenience of paying online?
>
> Are they just right down weary of doing anything financial online because of
> security concerns?
>
> or
>
> Have they not gotten around to setting up a PayPal account to accept payments?
>
> I am mostly just annoyed and doubt I'll get any serious answers but maybe
> someone will read this and go look at Pay Pal or something similar (I'm using
> paypal but that is just because its the most convenient thing I have found thus
> far) and decide doing business online for free with less hassle isn't such a bad
> idea after all. I also deem it a hassle to go get a money order or bank check
> and have to mail it to someone so I take that in consideration when looking at
> LEGO online that I might want to buy. Others may also.
>
> Thanks for reading.
>
> Douglas Pool
I'm sure you will get a variety of answers to this query... For most sellers,
PayPal is not free. The amount that you send to the seller is delivered to the
seller less a fee. PayPal takes that fee out of the entire amount that you send
(including any amounts invoiced to you for shipping, handling, et al). So the 3%
fee that PayPal proudly announces to sellers can easily grow to 10% of the
item's values depending on the size of the payment. Even tho PayPal takes 3% of
the shipping/ins/handling amounts, the seller still has to make those up to full
for the post office.
Additionally, many people don't like the idea of PayPal having access to their
Credit Card and/or Checking Account. If you get a PayPal payment for a
transaction that goes bad, PayPal will debit those amounts from those accounts
(plus potentially a service fee).
So there are a variety of reasons. PayPal is meant to be easy and (relatively)
safe from the buyers perspective, but it is a bit less so from the sellers
perspective.
Ray
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Message is in Reply To:
 | | Pay Pal
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| Hello, I have been doing some investigation into various sets on Bricklink.com and ebay and have noticed something kind of odd. There seems to be a lot of people that do not list Pay Pal in their accepted form of payment. I am slow to convert to a (...) (21 years ago, 20-Jan-04, to lugnet.market.buy-sell-trade)
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