Subject:
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Re: How to get appraisals?
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Newsgroups:
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lugnet.market.appraisal
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Date:
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Fri, 17 Mar 2000 21:15:18 GMT
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Viewed:
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1827 times
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Larry Pieniazek <larryp@novera.com> wrote in message
news:38D44E45.425D67B@novera.com...
> That's the big question for me. I have enough stuff that I am exposed,
> insurance wise. As I've related in other groups, I can get coverage if I
> can get an appraisal as to value. I don't want to construct it myself,
> too much work. Rather pay someone for an appraisal that will stand up to
> scrutiny. (and be fair and correct, what I want is an estimate of
> replacement cost)
In the UK, the system is different. I select the value of a item. The
insurance company quotes a premium on this basis. If the insured item is
lost, then is time to get the valuation from the insurance company. This
means two things:
1. If I over value the item, I pay an extra insurance premium for nothing.
2. If I undervalue the item, I'm not fully covered.
If I'm unhappy with their valuation, I can dispute it.
The key to the system is to have photograph of valuables.
Scott A
Scott A
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Message is in Reply To:
 | | How to get appraisals?
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| That's the big question for me. I have enough stuff that I am exposed, insurance wise. As I've related in other groups, I can get coverage if I can get an appraisal as to value. I don't want to construct it myself, too much work. Rather pay someone (...) (25 years ago, 19-Mar-00, to lugnet.market.appraisal)
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