Subject:
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Re: LUGNET Memberships
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Newsgroups:
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lugnet.admin.general
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Date:
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Sun, 24 Sep 2000 23:44:50 GMT
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Viewed:
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346 times
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Geoffrey Hyde wrote:
>
> Todd Lehman <lehman@javanet.com> wrote in message
> news:G1Evq8.A9o@lugnet.com...
>
> > False. Bank and credit cards require a lot more security than most people
> > think. It may seem as though your bank card is protected by a 4- or • 8-digit
> > PIN number, but that's not true! Someone has to steal the card off your
> > person _and_ know the PIN number in order to steal your money. Oh sure, • if
> > you lost your card and someone found it, they could try brute forcing it • at
> > an ATM -- manually -- at the rate of maybe, at best, 6 or 7 tries per • minute,
> > but unless they're wearing a ski mask, their face is being videotaped.
Do all ATMs have a video recorder (or live person in the case of a point
of sale ATM, though at least in many stores, you are also on video)?
> And
> > even if they get through and steal your money, if you've reported your • card
> > lost or stolen, you probably won't be held liable. And even if you didn't
> > report it stolen in time, you can probably dispute the charges.
An interesting question: would the maximum loss policies exist in
Libertopia? Please follow-up in lugnet.off-topic.debate if you care to
explore this question (actually, this whole sub-thread probably belongs
in .debate).
> One point to note, especially for anyone planning on visiting Australia.
> ATMs around here will eat cards after about four tries, if you fail on
> entering the PIN succession.
Some ATMs have a slot you swipe your card through. To some extent the
banks are going away from card swallowing. I wonder if they had more
cards swallowed by people not taking them out quick enough rather than
people trying to use a stolen (or found) card. I think actually, people
forgetting to take their cards is a significant problem, and the swipers
solve that problem by you not ever taking your hands of the card
(presumably you put it away while you wait for the system to log you
on).
This of course doesn't prevent the system from locking the card out if
too many tries are taken against the password.
Frank
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Message has 2 Replies:
 | | Re: LUGNET Memberships
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| (...) Sure. But not as laws. Each bank-customer pair can have whatever rules they agree too. And, I suppose, each ATM-customer pair can also layer on whatever rules they both care to agree to. IMO, the best thing about Libertopia is that the freedom (...) (24 years ago, 25-Sep-00, to lugnet.off-topic.debate)
| | | Re: LUGNET Memberships
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| (...) The swipe-through ATMs are probably a lot cheaper, both to install and maintain. They don't have all the mechanical parts needed to accept and return the card (ooo, reversing motor), so they shouldn't break down as often. Of course, not having (...) (24 years ago, 25-Sep-00, to lugnet.admin.general)
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