Subject:
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Re: How to insure your Lego collection
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Newsgroups:
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lugnet.market.appraisal
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Date:
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Sat, 4 Oct 2003 23:24:58 GMT
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Viewed:
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4770 times
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In lugnet.general, Timothy Wade wrote:
> Greetings everyone. I hope I've posted in the right places for this query, and
> if not, I apologize.
>
> I'm in the process of moving to a new residence, and seriously began to consider
> renters insurance. I can come up with figures for my TV, computer, Doctor Who
> book collection, etc, but I was wondering what others might consider to be the
> best way to judge the value of your collection of legs?
>
> (for refernce, I've been collecting since 1981 or 82, and have no idea exactly
> all the sets I might own).
>
> Any thoughts, ideas, comments?
>
> Thanks
> Timothy Wade
Yep. Wait until the first ~$30 000 (or more) claim, and then weep when the
insurance company refuses to pay up.
I don't _know_ of anyone loosing a entire collection yet. What I do for
insurance purposes is that I have a reasonably regularly updated list of the
sets I own which is on a outside computer (Yahoo website). I figure I would
loose $10 000 or more if my house burned above what I have listed, but that
there is no easy way to keep track of such things as bricklink purchases, and
other off line lego trades I have taken part in.
As far as valuation- I don't know how they would value it. it's supposed to be
replacement cost (at least my insurance), but how do you prove what the
replacement cost is for a set?
James
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