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> A combination of things... first, by then there will be more things in
> place that will matter more; second, the pw validator will very likely be
> less stringent; third, I predict that within the next nine months, a major
> online banking site such as PayPal will have a major fiasco in the news with
> tens or hundreds of thousands of user accounts having been either cracked
> via a distributed stealth parallel cracking system or DoS'd through a
> distributed and carefully orchestrated DoS attack based on the principle that
> they lock someone of their account out if a small number of multiple login
> attempts fail rather than having more stringent pw requirements and allowing
> a larger number of fails.
ahh.... at least they have that one little thing that means so much to
me... FDIC insured. :)
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