Subject:
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Re: Insurance Appraisals
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Newsgroups:
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lugnet.market.appraisal
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Date:
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Sat, 24 Feb 2001 14:53:34 GMT
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Viewed:
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1725 times
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In lugnet.market.appraisal, Frank Filz writes:
> James Seibert wrote:
> >
> > I been in the Lego deep sleep for the past few months due to school. I need
> > advice for insuring my collection. I would appreciate any suggestions.
>
> Unfortunately, no one has yet owned up to really figuring out how to
> properly insure their collection. I guess it will be sad news when we
G'day James,
I guess I should look into this as well sometime. As my policy
has been explained to me by my insurance agent, I am covered for
the actual replacement cost of anything I lose. I just tell
them how much total coverage I need for everthing in my apartment.
If everything gets wiped in a fire, I get my full insured value.
So basically I am responsible for my own appraisal and paying
for the appropriate coverage. I just put estimates on everything
based on what I think it will cost to replace. For example,
even tho I may have a 10-year old TV that isn't worth much,
the insured value is for buying a new TV to replace it.
KDJ
_______________________________________
LUGNETer #203, Windsor, Ontario, Canada
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Message has 1 Reply:
 | | Re: Insurance Appraisals
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| (...) Yes, you are responsible for evaluating how much coverage you need, but just because you carry $25k coverage doesn't mean that you will get $25k when your apartment burns to the ground. They will expect you to document what you owned, and they (...) (24 years ago, 25-Feb-01, to lugnet.market.appraisal)
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Message is in Reply To:
| | Re: Insurance Appraisals
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| (...) Unfortunately, no one has yet owned up to really figuring out how to properly insure their collection. I guess it will be sad news when we find out, because at the rate Larry and I are going (both of us have been publicly saying "gee we need (...) (24 years ago, 24-Feb-01, to lugnet.market.appraisal)
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